7 Reasons why you need a Health Care Plan

Making sure that all the members of the family are healthy is a task that the breadwinner of each family has. However, sadly, this is a feat that is easier said than done.

Under the current healthcare plan provided by the Philippine government, there are still many Filipino families that remain unhealthy even if every Filipino is supposedly covered by PhilHealth.

Here are the reasons why you should opt for a healthcare plan

If you have pre-existing conditions.

Some families have a medical history that has hereditary illnesses that can be passed down as the generations progress. If your family has a history of cancer, hypertension or other illnesses, getting a health insurance plan would be a wise investment.

Even if you do not currently have these medical issues at present, you cannot predict what might happen in the coming years. There is no harm in getting the necessary precautions to prepare yourself in case you get diagnosed with a condition.

If you already have a chronic illness, this would be even more reason to get a healthcare insurance plan. You can be able to save a lot of money if you choose to invest in healthcare insurance.

To avoid spending an arm and a leg for an unexpected health issue.

Even if you do not have a chronic illness, getting healthcare coverage will help you avoid spending too much on health emergencies. When a family member would need to see a doctor or be confined in a hospital to get treatment, your healthcare insurance provider will take care of the costs for you.

Some people avoid seeing a doctor altogether just because they are avoiding the costs. This can have bad consequences because avoiding seeing a doctor might cost you your health, especially if you need emergency treatment.

To save money.

Investing in a health plan might sound like another useless expense, but many people do not realize how much savings can be accumulated in the long run. You would pay a fee for your healthcare plan and in turn, you will get perks like doctor’s visits, medicines and hospital emergencies all covered by the insurance company.

If you had to pay for all of these medical expenses out-of-pocket, the sum of all the expenses would be much larger than the amount you paid for your healthcare coverage.

To promote preventive care.

With most healthcare insurance plans, you will have access to better preventive care options. If you did not have coverage for doctor’s visits, you would have to go to the emergency room whenever you come down with the flu. It would be much more convenient if you had coverage from a healthcare plan.

For a healthier society.

Everyone in the Philippines would be much healthier is everyone had a healthcare plan. People would have access to medicines and proper treatment when they need them, making everyone healthier in the process.

Access to better facilities.

At the moment, only the private hospitals would have complete and up-to-date medical facilities. Some public hospitals in the country would have good facilities, but most of the time, they would be overcrowding in those hospitals. Also, the doctors working at public hospitals would be very skilled, but then there would not be enough doctors to cover the patient count at public hospitals. A healthcare plan would grant you access to better services and facilities in private hospitals. 

Peace of mind.

Lastly, you will have peace of mind if you choose to invest in a healthcare insurance plan. There is no better feeling than knowing that you and your family are covered in case any medical emergency were to occur.

Invest with Kaiser International Health group offers quality healthcare plans that can cover all medical emergencies. Talk to an adviser at Kaiser International Health group and get a plan today!