EPOLICY.PH | SHORT TERM HEALTH CARE
Healthcare is something that all Filipinos need. Many families would spend a lot of money on medical expenses.
These expenses would include medicines when family members are sick, doctor’s checkup fees, vitamins for family members to stay healthy and the occasional expense for hospitalization.
Many Filipinos understand that health is something that should not be taken for granted, but then not everyone realizes that there is a way to cut back on spending too much just to stay healthy.
Why is healthcare so expensive in the Philippines?
There are moderately priced healthcare services in the county, but then the quality of these services are sub-par. Public hospitals and doctor’s clinics that are free-of-charge or that would come at a low cost do not promise the highest quality of services, and the facilities are also not really of good quality.
Although the Department of Health, in line with the Universal Health Act that was signed in February 2019, promises better quality facilities and healthcare, at the time of this writing, this has not happened yet.
On top of this, most of these hospitals and clinics that do not require any fees to be paid would almost always have a waiting list. A patient would sometimes need to wait for days or even months to get treatment.
The higher quality clinics and hospitals would give the patient access to better quality healthcare services and facilities. The problem with this is, if a patient does not have healthcare insurance, or is not filthy rich, they will not be granted services in these hospitals. The prices and quality of medical services in the Philippines are very extreme.
How to get good quality healthcare at a cheaper price
The good news is that you do not need to be part of the upper class to be able to afford better healthcare. Getting a healthcare insurance plan will enable you and your family to receive better treatment and access to higher-quality facilities without spending a fortune.
What is short-term healthcare?
Depending on your needs, short-term healthcare insurance may be something you would want to consider. This is a type of healthcare coverage provided by an insurance company that would give you and your family temporary medical coverage in certain situations.
You may be in between health plans, or need coverage in a certain aspect of life. Short-term healthcare can provide this for you. Getting the most out of this type of insurance depends on understanding how it works and what it can cover.
When is short-term healthcare right for you?
If you already have an existing healthcare plan and just want to add extra coverage to it, getting a short term healthcare plan is the right option for you. It would provide the extra coverage you need in terms of doctor’s visits, preventive care, and emergency care.
Bear in mind that this type of healthcare plan is not good for everyone. It is meant to be an add-on to a traditional healthcare plan that would offer more coverage. Short-term healthcare plans would also cost more than traditional healthcare plans if you buy every type of medical rider separately. Consider all of these before buying any type of healthcare coverage.
A healthcare policy with epolicy.ph will get you covered with Kaiser International Health Group. They are a leader in the health insurance industry. They provide top quality health insurance packages that can help you and your family overcome any medical emergency.
They understand that medical expenses are quite high in the Philippines. And access to better quality healthcare comes at a higher cost. They want to make sure you and your family don’t have to settle for less.
Get the highest quality of health, buy a health insurance plan with Kaiser International Health Group.